FOUNDER PERK - VENTURE DEBT
Increase your chances
of getting venture debt.
Tractor Ventures provides $50K-$3M in non-dilutive, revenue-based debt for Australian and New Zealand startups. Keep your equity. Get funded in as little as 7 days. A warm introduction from me significantly increases your chances.
$50K-$3M
funding range
7 days
to get funded
0%
equity dilution
WHY GO THROUGH ME
A warm introduction changes the game.
I work directly with the Tractor Ventures team. A referral from me means your application gets priority attention and a personal touch - not just another form submission in a queue.
Priority review
Your application gets fast-tracked with a warm handoff to the right person at Tractor.
Personal context
I provide Tractor with background context on you and your business - they know you're vetted.
Faster process
Skip the cold application queue. Assessments in 3-5 business days, funding within 7 days.
LENDING PRODUCTS
Four ways to fund your growth
All products are non-dilutive. You keep 100% of your equity.
Fixed Term Loan
Monthly principal and interest over a fixed term. Typically 12 months to 5 years.
- 10-13% simple interest
- Top-ups every 3-6 months
- Keep 100% of your equity
Inventory Advance
Quick funding for inventory or hardware purchases without draining working capital.
- Typically 3-12 months
- Interest-only options available
- Tailored to revenue flow
Line of Credit
For short-term working capital challenges. Bridge the gap between payables and receivables.
- $50K-$3M with 25% minimum draw
- Only pay interest on what you use
- 12 months revolving
R&D Advance
Put your expected R&D tax refund to work before you receive it.
- $100K-$3M (up to 80% of net refund)
- Loan until R&D refund is returned
- No revenue requirement
DO YOU QUALIFY?
Basic criteria to qualify
You don't need to be SaaS, tech, profitable, or debt-free. Here's what Tractor looks for.
Location
Australia or New Zealand
Trading History
12+ months
Monthly Revenue
$50K+ average
Cash Runway
3-6 months minimum
Growth
Revenue trending up
Typical lending limit
2-4x monthly revenue
Assessment in 3-5 business days. Funding can be finalised and transferred within 7 days.
GOOD TO KNOW
Companies that may not be the right fit
Less than 3 months cash runway
External debt over $1M
Tax liability over 3x monthly revenue
Negative net liquidity (current liabilities > current assets)
REQUEST A WARM INTRODUCTION
Let me introduce you to Tractor.
Fill in your details below and I'll personally make the introduction to the Tractor Ventures team with context on your business. This is not an application - it's a warm intro from someone they trust.